iCard is RZ and ADIRA Insurance Sharia program which facilitates 100 years donation extension. Zakat, Infaq, and Shadaqah (ZIS) are a must for Muslim. On the other hand, social charity universally is recommended by all religions.

”The example of those who spend their wealth in the way of Allah is like a seed [of grain] which grows seven spikes; in each spike is a hundred grains. And Allah multiplies [His reward] for whom He wills. And Allah is all-Encompassing and Knowing.”

Q.S. Al-Baqarah : 261

Infaq and Shadaqah can deny suffering and disaster.


Adira Insurance Sharia, as sharia insurance corporate based,   has a strong will to civilize ZIS among people and make it as a modern, simple, and fun thing. Therefore, Adira Insurance Sharia cooperates with RZ to launch a product named iCard (infaq Card). This program is integrated with RZ’s BIG SMILE program which promotes “SHARING IS COOL, SHARING IS SIMPLE, and SHARING IS ME”. RZ attempts to invite all people to civilize sharing as lifestyle which is easy to be done and to be followed.

iCard Benefit

·         Donation/Infaq is managed by RZ; an institution which has been approved as a National Zakat Institution based on the Religious Ministry Decree no. 42, 2007.

·         iCard provide an insurance compensation to the passing away donor caused by the accident in the form of monthly donation/infaq for 100 years or 10 years for other causes.

·         Get 1200X death benefits caused by the accident and 120X death benefits caused by others.

·         Maximum death benefits caused by the accident are as much as 500.000.000 rupiah and 200.000.000 caused by other.

·         The death benefits are paid at once.

·         The donor’s heir will obtain 2 million rupiah as funeral donation.

·         You only need to donate for 100.000 rupiah in the first month. The next months are flexible.

·         Donation flexibility by auto debit/auto payment from the credit card and bank account.

·         Get an RZ iCard; you also can use this card to get discount from several RZ’s partners.

·         iCard user who chooses minimum 100.000 rupiah monthly auto debit/auto payment has a chance to get free Umroh.

·         Total value of donation/infaq is the lastest year donation value.




iCard Registration

To get more information, please contact our online iCard helpdesk
Mujib Saepudin